Superannuation, or ‘super’, is a way of saving for retirement. It is money put aside by your employer over your entire working career, for you to live on when it comes time to retire.
Super can seem pointless now, especially if retirement is a long way off, but the more money that is saved away, the more money you will have for your retirement.
The amount of super you will need when you retire will depend on the lifestyle you want to live, and any outstanding expenses needing to be paid (e.g. paying rent or mortgage).
We can help to optimise your superannuation by customising portfolios better suited to your needs, and by outlining how to gain more consistent returns whilst at the same time, minimising risk.
You've got questions, and we have the answers.
Yes, we can! As of June 2020, there was over 13 billion dollars of lost and unclaimed super across Australia, so you are not alone. Here at Ready Advice, we conduct an in-depth search of your super and can assist with the relevant steps to consolidate your super as per our recommended advice.
Yes, and this is a great conversation to have with one of our advisers to discuss the best options to maximise your super savings.